Last updated: October 16, 2024

Our Terms of Service and Conditions

Welcome to Acorns.Community CIC Terms of Service and Conditions. We know it is tempting to skip these Terms of Service and Conditions, but its important to establish what you can expect from us as you use Acorns.Community CIC Services, and what we expect from you.

Acorns.Community CIC (“us”, “we”, or “our”) operates the acorns.community website https://acorns.community (the “Service”).

By accepting these Terms, you confirm that you are of legal age in your jurisdiction. If under the age of majority, parental or guardian consent is required. We take your online safety seriously, and our products are intended for lawful purposes only. Any unauthorised use, including but not limited to, copyright infringement and transmitting malicious code, will result in immediate termination.

Overview

Please read these Terms of Service and Conditions (“Terms”, “Terms of Use”, “Terms Of Service and Conditions”) carefully before using the website (the “Service”) operated by Acorns.Community CIC (“us”, “we”, or “our”). The term “you”, “your’, refers to anyone who uses, visits, and/or views the website.

Your access to and use of the Service is conditioned on your acceptance of and agreement with these Terms. These Terms apply to all visitors, browsers, users and others who access or use the Service. By accessing or using the Service you agree to be bound by these Terms. If you disagree with any part of the terms then you may not access the Service.

These Terms outline the rules and guidelines for using the website operated by Acorns.Community CIC. They govern your interaction with all Services and Solutions provided on the site. By engaging with these services, you agree to the Terms, including the Disclaimer (Section 24), GDPR Privacy Policy, and Data Protection Policy.

The Terms may be updated from time to time, and your continued use of the website signifies your acceptance of any changes. It is your responsibility to review updates before using the site. By accessing any part of the site after changes, you indicate your agreement to the updated Terms.

These Terms may be modified or updated, and any new features or tools added to the platform will also be subject to them. Please periodically check this page for updates and take note of the notifications bar at the top of the website, which will indicate when changes have occurred.

Acorns.Community CIC powers the https://acorns.community, and is committed to offering a variety of information, tools, and services. Throughout the site, the terms “we”, “us”, and “our” refer to Acorns.Community CIC and its Services and Solutions provided through acorns.community, including:

1. Acorns.Community – One Base Home Ed Marketplace – – – – – – – –  SEE FAQ
2. Mighty Acorns.Community Card – – – – – – – – – – – – – – – – – – – – –  SEE FAQ
3. Mighty Businesses Community Card – – – – – – – – – – – – – – – – – – – SEE FAQ
4. Mighty Roots – acorns corner – – – – – – – – – – – – – – – – – – – – – – –  SEE FAQ
5. Becoming an Acorns Community Publisher – – – – – – – – – – – – – – – –  SEE FAQ
6. What’s On – Edu-tainment Events – – – – – – – – – – – – – – – – – – – – – –  SEE FAQ

It is important to note that by accessing any part of the site, you are indicating your agreement to these terms including the Joining and Listing Terms and the Bookings Terms when placing an order with one of the Listers as well as your review of all of the FAQ. If you do not agree with any aspect of this agreement, please do not access the website or use our services. By continuing to use our site, you are acknowledging and accepting these terms, as well as any updates or changes we may implement in the future.

When updates are made to the Terms of Service and Conditions (evidenced by the data stamp in the header) we encourage you to carefully review these updates before using our website. Your continued use of the website after any changes to our Terms and Conditions are posted signifies your acceptance of those changes and updates. If you do not wish to be bound by these Terms of Service and Conditions, please refrain from accessing or using the website.

As we evolve, so do our Terms of Service and Conditions. Any new features or tools added to our platform will also fall under these terms. Stay informed by checking this page periodically for updates. We reserve the right to modify, replace, or update any part of these Terms of Service and Conditions by posting revisions on our website.

Section 1 – GDPR Privacy Policy

We are dedicated to respecting the privacy of your personal information. Your acceptance of our GDPR Privacy Policy and Data Protection Policy is expressly incorporated into these Terms of Service and Conditions. Please review our GDPR Privacy Policy and Data Protection Policy for more information which are located within the footer of https://acorns.community

Section 2 – Disclaimer

Your acceptance of our Disclaimer is expressly incorporated into these Terms of Service and Conditions. Your use of the Service is at your sole risk. The Service is provided on an “AS IS” and “AS AVAILABLE” basis. The Service is provided without warranties of any kind, whether express or implied, including, but not limited to, implied warranties of merchantability, fitness for a particular purpose, non-infringement or course of performance. Please review the Disclaimer in Section 24 and Warranties in Section 25 for more information.

Section 3 – General Terms

We uphold the right to decline service to anyone, at any time, and for any reason. It’s essential to understand that while your content (excluding credit card details) may undergo unencrypted transmission, it’s part of the process to adapt to the technical needs of networks and devices. Rest assured, your credit card information is always encrypted during transmission over networks.

Without our express written permission, you agree not to reproduce, duplicate, sell, resell, or exploit any aspect of our service or website content. The headings used in this agreement are included for convenience and organisation and do not alter or limit the terms outlined herein.

Section 4 – Service and Price Adjustments

Please be aware that the prices of our products may change without prior notice. We retain the right to adjust or withdraw the service, or any part of it, at any time without notice. It’s important to note that we are not liable to you or any third-party for any changes, including modifications, price adjustments, suspensions, or discontinuations of the service.

Section 5 – Age Restrictions

All information and content on this website are intended for individuals over the age of 13. Children, as defined in our GDPR Privacy Policy, are prohibited from using this website. Should we link to third-party websites that state they are suitable for children with parental consent. Please follow their terms and conditions, privacy policy, and disclaimer.  Due diligence is required before use and we accept no responsibility regarding any website not owned by Acorns.Community CIC

Section 6 – Creating Accounts

When you create an account with us, you must provide us information that is accurate, complete, and current at all times. Failure to do so constitutes a breach of the Terms, which may result in immediate termination of your account on our Service.

You are responsible for safeguarding the password that you use to access the Service and for any activities or actions under your password, whether your password is with our Service or a third-party service.

You agree not to disclose your password to any third party. You must notify us immediately upon becoming aware of any breach of security or unauthorised use of your account.

Section 7 – Personal Information

The submission of your personal information through the store is regulated by our GDPR Privacy Policy. You can access our GDPR Privacy Policy and Data Protection Policy by clicking the link provided in the Footer menu.

Section 8 – User Content and Lawful Use of the Website

For any Content or information that you upload, display, post, transmit, send, email, or submit to us on the website or on any of our social media sites, you warrant that you are the owner of that Content or have express permission from the owner of those intellectual property rights to use and distribute that Content to us.

You grant Acorns.Community CIC and it’s affiliates, (including, but not limited to) founders, directors, officers, publishers, employees, agents, partners or contractors or anyone else working with us a royalty-free, perpetual, irrevocable, worldwide, non-exclusive right and license to identify you, publish, post, reformat, copy, distribute, display, edit, reproduce any Content provided by you on our website and on any of our social media sites for any purpose. You shall be solely liable for any damages resulting from any infringement of copyrights, trademarks, or other proprietary rights of any Content or information that you provide to us.

You agree not to upload, display, post, transmit, distribute, send, email, or submit to us on the website or on any of our social media sites any information or Content that is-

(a) illegal, violates or infringes upon the rights of others,

(b) defamatory, abusive, profane, hateful, vulgar, obscene, libellous, pornographic, threatening,

(c) encourages or advocates conduct that would constitute a criminal offence, giving rise to civil liability or otherwise violate any law,

(d) distribute material including but not limited to spyware, computer virus, any kind of malicious computer software, or any other harmful information that is actionable by law,

(e) any attempts to gain unauthorised access to any portion or feature of the website, and

(f) send unsolicited or unauthorised material or cause disruption in the operation of the website. You agree to use the website for lawful purposes only and shall be liable for damages resulting from a violation of any provision contained in these Terms of Service and Conditions.

Section 9 – Ensuring Information Accuracy and Timeliness

While we strive for accuracy, we cannot guarantee the information on our site is always accurate, complete, or up-to-date. Our site serve as a general information resource and should not be solely relied upon for decision-making. It’s advisable to consult primary, more accurate, or timely sources before making any decisions based on the material provided here. Your reliance on the content of this site is at your own discretion and risk.

Please note that certain information on our site may be historical and not current. This historical data is provided for reference purposes only. We retain the right to modify the content of our site at any time; however, we’re not obligated to update the information. It’s your responsibility to keep track of any changes made to our site.

Section 10 – Use of Our Paid and Free Products

We may offer free products for you to download and also sell paid courses, programmes, physical or digital products, and any other related materials (collectively, ‘products’) on this website. We only grant you a limited, personal, non-exclusive, and non-transferable license to use all our products for your personal use only.

You acknowledge and agree that you have no right to share, modify, sell, edit, copy, reproduce, create derivative works of, reverse engineer, enhance or exploit our products. You cannot sell or redistribute any of our products, whether free or paid, without our express written consent. 

Section 11 – Terms For Using Our Online MarketPlace

By accepting these Terms of Service and Conditions, you confirm that you’re of legal age in your state or province of residence. If you’re under the age of majority, you affirm that you have obtained parental or guardian consent for yourself and any minor dependents using our site.

Our products are intended for lawful purposes only. Please refrain from using them for any illegal or unauthorised activities. It’s important to respect the laws of your jurisdiction, including copyright regulations, when using our services.

We take your online safety seriously. Therefore, you must not transmit any harmful elements like worms, viruses, or any malicious code while using our platform. Violating any of these terms will result in the immediate termination of your access to our services.

Section 12 – Products and Services 

Please note that certain products or services may only be available for purchase exclusively online through our website. These items may have limited quantities and are subject to our Return Policy for exchanges or returns.

We’ve taken great care to ensure that the colours and images of our products displayed on the website are as accurate as possible. However, please be aware that the colour accuracy may vary depending on your computer monitor.

While we reserve the right to limit the sales of our products or services to specific individuals, geographic regions, or jurisdictions, we may do so on a case-by-case basis. Additionally, we retain the right to adjust the quantities of any products or services offered.

Descriptions of products or pricing may be subject to change at any time without prior notice, at our sole discretion. We also reserve the right to discontinue any product or service without prior notice. Please note that any offers for products or services on our site are void where prohibited.

We cannot guarantee that the quality of any products, services, information, or other materials purchased or obtained from us will meet your expectations. Furthermore, we do not guarantee that any errors in the service will be corrected.

Section 13 – Ensuring Billing and Account Details Are Accurate

We maintain the right to decline any order placed with us. We may, at our discretion, restrict or cancel quantities ordered per person, household, or per order. These limitations may extend to orders made under the same customer account, credit card, or billing and/or shipping address. If we make changes to or cancel an order, we’ll make an effort to notify you via the email, billing address, or phone number provided during the order placement.

Furthermore, we reserve the right to limit or prohibit orders that, in our sole judgment, appear to be from dealers, resellers, or distributors. It’s essential that you provide accurate and up-to-date purchase and account information for all transactions. Please ensure to promptly update your account details, including email address and credit card information, to facilitate seamless transactions and communication.

For further information, we encourage you to review our Refund and Returns Policy in Section 15.

Section 14 – Payment Gateway

Handling transactions securely is crucial to us. That’s why we’ve partnered with Stripe, Woo Commerce and GoCardless, our trusted payment gateways. Stripe and Woo Commerce seamlessly integrate with our e-commerce platform, enabling us to sell our products and services with ease. Similarly, GoCardless offers a seamless experience for recurring payments, ensuring security at every step with a simple and secure payment button. Together, these solutions guarantee a smooth and secure shopping experience for you.

Section 15 – Refund and Returns Policy

If you would like to cancel your membership, your subscription will continue until your current plan ends, refunds are not given.

Refunds are only applicable for the following and store credit will be offered as an option.

• Unredeemed Gift Cards
• Faulty Merchandise within 14 days of receipt

Due to the nature of digital products, all sales are final. However, in order to delight our customers, we have a 30-day exchange policy. Here is how it works.

For the 30-day period beginning on the original purchase date, you are eligible to exchange your eligible purchase for store credit up to the original purchase price.

Refer to the list below to understand exchange availability:

Digital Products Eligible For Return

• Courses

Digital Products Not Eligible For Return

• Thrivecart Sales Page Templates
• Systeme.io Sales Page Templates
• Thrivecart Bonus
• Consulting
• Coaching
• Services
• Ebooks
• Templates
• Digital Downloads
• Printable Packs

To initiate an exchange, please contact us.

Please be aware of the following exchange conditions:

• All exchange requests must be submitted within 30 days of the original purchase.
• Individual Purchases may not be exchanged more than once.
• Fair-use policy. we reserve the right to deny exchange requests in the event of suspected fraud, bad-faith purchases, or any other conditions in our sole discretion.
• Any exchange requests that are improperly submitted, contain errors or are missing information, will be immediately rejected. It is the sole responsibility of the customer to carefully provide all relevant details for your request to be processed.

Relevant details to include:

• First Name 
• Last Name
• Email used on the site
• Order No
• Purchase Date
• Line item on the invoice requesting to be exchanged
• Total value of exchange
• Why you are requesting the exchange
• Any other feedback and specifics

Section 16 – Intellectual Property

The Service and its original content, features and functionality are and will remain the exclusive property of Acorns.Community CIC and its licensors.

All content on this website including but not limited to text, posts, logos, marks, graphics, files, materials, services, products, videos, audio, applications, computer code, designs, downloads, and all other information here (collectively, the “Content”) is owned by us and is protected by copyright, trademark, and other intellectual property and unfair competition laws with the exception of any content from others that we are lawfully permitted to use. You are granted a limited revocable license to print or download Content from the website for your own personal, non-commercial, non-transferrable, informational, and educational use only while ensuring it is not in violation of any copyright, trademark, and intellectual property or proprietary rights.

You agree not to copy, duplicate, steal, modify, publish, display, distribute, reproduce, store, transmit, post, create derivative works, reverse engineer, sell, rent or license any part of the Content in any way to anyone, without our prior written consent. You agree to abide by the copyright, trademark laws, and intellectual property rights and shall be solely responsible for any violations of these terms and conditions.

Section 17 – Template Licensing Details

All templates made available on this site, though provided for use through the CIC, are the intellectual property of The Home Mission Limited and are subject to copyright protections. Unauthorised reproduction or distribution of these templates is prohibited. All Rights Reserved.

Some products are clearly categorised as “Templates” These include, but are not limited to:

• Importable Graphic Design templates for programs such as Canva, like Ebooks, Planners, Digital Media Products, PowerPoint, Vista Create, etc
• Website templates for programs such as WordPress, Systeme.io, Clickfunnels, Thrivecart, Kartra, etc

The following licensing & usage terms apply for the following in Section 18 and 19.

Section 18 – Importable Graphic Design Templates

By purchasing a template, you can use this template to create completed end products only. This is not a template reselling license. This means that you may share and sell the FINISHED end-products you create with the template. Finished products include but are not limited to PDF files, JPEG / PNG images, .mobi ebook files, etc. You may not share, duplicate, resell, distribute, transfer, gift, or reproduce these templates away, with or without modifications. In other words, you may not sell the actual editable Canva templates.

By purchasing this product you agree to these terms. If you have any questions please do not hesitate to reach out to our support team, we are always happy to help and answer any questions.

Section 19 – Importable Website Templates

By purchasing a website template, you may create and use unlimited sites, pages, assets, etc that you own. This is not a “resellers” license, and you may not share your purchased template with other users.

By purchasing this product you agree to these terms. If you have any questions please do not hesitate to reach out to our support team, we are always happy to help and answer any questions.

Section 20 – User Feedback, Comments and Submission

If, upon our request, you submit specific entries (such as contest entries), or if you voluntarily provide creative ideas, suggestions, proposals, plans, or other materials, whether through online channels, email, postal mail, or any other means (collectively referred to as “comments”), you acknowledge and consent that we may utilise, without restrictions, edit, copy, publish, distribute, translate, and employ these comments in any medium.

We are not obligated to:

• (1) maintain comments in confidence;
• (2) compensate you for any comments; or
• (3) respond to any comments.

While we reserve the right, we are not obligated, to monitor, edit, or remove content that we deem, at our sole discretion, to be unlawful, offensive, threatening, libellous, defamatory, pornographic, obscene, or otherwise objectionable or that violates any party’s intellectual property or these Terms of Service and Conditions.

You agree that your comments will not infringe upon the rights of any third party, including copyrights, trademarks, privacy, personality, or other personal or proprietary rights. Furthermore, you affirm that your comments will not contain libellous or otherwise unlawful, abusive, or obscene material, nor will they contain any computer virus or malware that could disrupt the operation of the Service or any related website.

You may not use a false email address, impersonate any individual, or mislead us or third parties regarding the origin of any comments. You are solely responsible for the accuracy of any comments you make. We do not assume responsibility or liability for any comments posted by you or any third party.

Section 21 – Additional Resources

We may grant you access to third-party tools, over which we do not monitor, control, or have any influence. It’s important to acknowledge and accept that we provide access to such tools “as is” and “as available,” without any warranties, representations, or conditions, and without endorsement.

We bear no responsibility for any liabilities arising from or associated with your use of optional third-party tools. Your utilisation of optional tools offered through the site is entirely at your own discretion and risk. It’s imperative that you familiarise yourself with and agree to the terms provided by the relevant third-party provider(s).

Additionally, we may introduce new services and/or features on the website in the future, including the launch of new tools and resources. These new offerings will also be governed by these Terms of Service and Conditions.

Section 22 – Links to Third-Party Websites

Our Service may contain links to third-party web sites or services that are not owned or controlled by Acorns.Community CIC.

Acorns.Community CIC has no control over and assumes no responsibility for, the content, privacy policies, or practices of any third party web sites or services. You acknowledge and agree that Acorns.Community CIC shall not be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by the use of or reliance on any such content, goods or services available on or through any such web sites or services.

We strongly advise you to read the terms of service, conditions and GDPR privacy policies of any third-party websites or services that you visit.

Content, products, and services available through our Service may include materials from third parties. Links to third-party websites on our site may redirect you to platforms not affiliated with us. Please note that we do not review or evaluate the content or accuracy of third-party materials.

We do not provide warranties and assume no liability for third-party materials, websites, or products and services offered by third parties. We are not responsible for any damages or harm related to the purchase or use of goods, services, resources, content, or transactions made on third-party websites.

Before engaging in any transaction, we advise you to thoroughly review their policies and practices. If you have any complaints, claims, concerns, or questions about third-party products, please contact the respective third party directly.

The website may contain links to third-party websites or resources for your convenience. While we may act as an affiliate by offering or advertising third-party products or services, we do not own or control these third-party websites. Once you click on a third-party link and leave our website, our terms and conditions no longer apply.

By using third-party websites or resources, you agree that we are not responsible for their accuracy, content, or any information they provide. You assume all risks associated with using these third-party websites, and any transactions between you and those websites are solely between you and the third party. We shall not be liable for any damages arising from your use of these third-party websites or resources.

Section 23 – Uses that are Prohibited

In addition to the restrictions outlined in the Terms of Service and Conditions, certain actions are strictly prohibited concerning the use of the site or its content:

• (a) engaging in any unlawful activities;
• (b) soliciting others to participate in unlawful acts;
• (c) violating international, federal, provincial, or state regulations, rules, laws, or local ordinances;
• (d) infringing upon our intellectual property rights or those of others;
• (e) engaging in harassment, abuse, insults, defamation, or discrimination based on gender, sexual orientation, religion, ethnicity, race, age, national origin, or disability;
• (f) submitting false or misleading information;
• (g) uploading or transmitting viruses or other malicious code that may disrupt the functionality or operation of the Service or related websites;
• (h) collecting or tracking personal information of others;
• (i) engaging in spamming, phishing, or unauthorised data collection methods;
• (j) using the Service for any obscene or immoral purposes; or
• (k) attempting to interfere with or bypass the security features of the Service or related websites.

We retain the right to terminate your use of the Service or any associated website if you violate any of these prohibited uses.

Section 24 – Disclaimers: Limitation of Liability

You acknowledge that we cannot guarantee uninterrupted, timely, secure, or error-free use of our Service, nor can we ensure the accuracy or reliability of outcomes obtained through its use. We reserve the right to suspend the service indefinitely or terminate it without prior notice. Your use of the Service is at your own risk, as it is provided “as is” and “as available,” unless expressly stated otherwise. We make no warranties, express or implied, including but not limited to merchantability, fitness for a particular purpose, durability, title, and non-infringement.

By using our services, you agree that under no circumstances, shall Acorns.Community CIC, and it’s affiliates, (including, but not limited to) founders, directors, officers, publishers, employees, agents, partners or contractors be liable for any direct, indirect, incidental, equitable, punitive, exemplary, special, or consequential damages, including lost profits, revenue, savings, data, or replacement costs, arising from your use of the service or any products obtained through it, including all content, information, products, services and graphics presented here.

This includes any errors or omissions in content on the website, or any loss or damage resulting from the use of the service, content, or products posted, transmitted, or made available through it, even if we have been advised of the possibility of such damages. It also covers delays or denial of products or services, performance failures, operational interruptions, website attacks, loss of income, data, revenue, profits, business, theft, unauthorised access by third parties, or misuse of any information, products, or services offered on the website.

You expressly agree that your use of the website is at your sole risk and that you are solely responsible for the accuracy of the personal and any information you provide, the outcome of your actions, personal and business results, and for all other use in connection with the website.

This limitation of liability shall apply whether such liability arises from negligence, breach of contract, tort, or any other legal theory. You agree that we provide no express or implied guarantees to you for the content presented here, and you accept that no particular results are being promised.

In jurisdictions where the exclusion or limitation of liability for consequential or incidental damages is not permitted, our liability is limited to the maximum extent permitted by law.

Section 25 – No Warranties

All content, information, products, and/or services on the website are provided on an “as is” and “as available” basis without any representations or warranties of any kind, including the warranties of merchantability or fitness for any purpose, whether express or implied, to the full extent permissible by law.

The company does not make any representations or warranties regarding the content, information, materials, products, and/or services provided on this website. The company does not guarantee that the website will perform or operate to meet your requirements, or that the information presented here will be complete, current, or error-free. The company disclaims all warranties, both implied and express, for any purpose to the full extent permitted by law

Section 26 – Indemnifcation

You agree to indemnify, defend, and hold Acorns.Community CIC, and it’s affiliates, (including, but not limited to) founders, directors, officers, publishers, employees, agents, partners or contractors or anyone else working with us) harmless from any claims or demands, including reasonable legal fees, made by any third-party due to or arising from your breach of these Terms of Service, your violation of any law or the rights of a third-party.

Additionally, you agree to indemnify and hold Acorns.Community CIC, and it’s affiliates, (including, but not limited to) founders, directors, officers, publishers, employees, agents, partners or contractors or anyone else working with us), harmless from any losses, claims, damages, or liabilities arising from: 

(a) actions or omissions, whether done negligently or otherwise

(b) your use of the website including product or service purchases;

(c) any violation of any laws, rules, regulations or ordinances by you; 

(d) violation of these terms by you or any user of your account;

e) infringement of any intellectual property or rights or third parties by you.

The company will notify you promptly of any claims or liabilities and reserves the right to defend such claims at your expense. You shall cooperate with us in defending any such claims, at no additional cost. 

Section 27 – Severability

If any provision of these Terms of Service and Conditions is deemed invalid or unenforceable by a court, regulatory authority, or tribunal of competent jurisdiction, that provision shall be considered severed from this Agreement. The remainder of this Agreement will remain in full force and effect and enforceable to the fullest extent permitted by law. The invalid portion will not affect the validity and enforceability of the remaining provisions.

Section 28 – Addressing Errors, Inaccuracies and Omissions

On occasion, you may come across information on our site or within the Service that contains typographical errors, inaccuracies, or omissions pertaining to product descriptions, pricing, promotions, offers, product shipping charges, transit times, and availability. We retain the right to rectify any errors, inaccuracies, or omissions and to modify or update information, or cancel orders if any information within the Service or on any associated website is found to be inaccurate, without prior notice (even after you’ve placed your order).

We do not undertake any obligation to update, amend, or clarify information within the Service or on any related website, including pricing information, unless required by law. The absence of a specified update or refresh date in the Service or on any related website should not be interpreted as an indication that all information within the Service or on any related website has been modified or updated.

Section 29 – Entire Agreement and Governing Law

These Terms of Use and policies contained therein along with our GDPR Privacy Policy and Disclaimer constitute the entire agreement between you and us with respect to this website, superseding all prior or contemporaneous communications, whether electronic, oral, or written.These Terms shall be governed and construed in accordance with the laws of United Kingdom without regard to its conflict of law provisions.Our failure to enforce any right or provision will not constitute a waiver of those rights. 

Any ambiguities in interpretation of these Terms shall not be construed against the party drafting them. A printed version of this entire agreement and any electronically provided notice shall be admissible in judicial or administrative proceedings to the same extent as other business documents maintained in printed form.

Section 30 – Changes to Terms of Service

Feel free to review the most up-to-date version of our Terms of Service and Conditions anytime on this page. We retain the right, at our sole discretion, to update, modify, or replace any portion of these Terms of Service and Conditions by posting updates and revisions on our website. Remember to check our website regularly for any changes. Your ongoing use of or access to our website or the Service after we post any modifications to these Terms of Service signifies your acceptance of those changes.

Section 31 – Dispute Resolution and Mandatory Arbitration

In the event of any disputes arising from the use of our website and services, we encourage open and transparent communication under a ‘without prejudice’ clause, allowing discussions without fear of statements being used in future legal proceedings. If disagreements persist, both parties agree to first submit the issue to a non-binding neutral mediator. Should mediation fail, disputes will proceed to mandatory arbitration in the United Kingdom.

By using our services, you agree to resolve any dispute, claim, or controversy arising from your use of this website through mandatory arbitration in the United Kingdom. The party bringing the claim may bear the full cost of arbitration as permitted by law. Good faith participation in arbitration is required before pursuing other legal remedies. In the event that arbitration does not resolve the matter, both parties agree to submit to the jurisdiction of the courts located in the United Kingdom. The prevailing party in any legal action following arbitration shall be entitled to recover reasonable solicitor’s fees and costs.

Additionally, for European consumers, the European Commission’s Online Dispute Resolution (ODR) platform is available as an alternative method to address disputes related to online transactions, providing a user-friendly platform for cross-border conflict resolution. As a company registered in the UK, we aim to facilitate fair and efficient dispute resolution processes for all parties involved.

Section 32 – Termination

We may terminate or suspend your account immediately, without prior notice or liability, for any reason whatsoever, including without limitation if you breach the Terms.

Upon termination, your right to use the Service will immediately cease. If you wish to terminate your account, you may simply discontinue using the Service as well as deleting your account from your dashboard.

All provisions of the Terms which by their nature should survive termination shall survive termination, including, without limitation, ownership provisions, warranty disclaimers, indemnity and limitations of liability.

Any obligations and liabilities of the parties incurred before the termination date will survive the termination of this agreement for all purposes. These Terms of Service and Conditions remain effective unless terminated by either party. You can terminate these Terms of Service and Conditions at any time by informing us that you no longer wish to use our Services, which includes browsing, buying, selling, or contributing content. Or by ceasing to use our site and deleting your account and membership.

If, in our sole judgment, you fail to adhere with any term or provision of these Terms of Service and Conditions, or if we suspect such failure, on non compliance, we reserve the right to refuse, remove, restrict your access, revoke, and terminate any agreement and cease your use of our website including any or all Content published by you or us at any time for any reason, without prior notice. In such instances, you will remain responsible and accountable for all amounts due up to and including the date of termination, and we may deny you access to our Services, or any part thereof, accordingly.

Section 33 – Contact Details

Any questions regarding the Terms of Service and Conditions can be directed to us via email.

Acorns.Community CIC: (Community Interest Company) 15429620

Registered office address

86-90 Paul Street, London, England, EC2A 4NE